F&M News
With mortgage rates now at historical lows, and many homeowners still digging out from the financial crisis that struck five years ago, the benefits of refinancing, for these individuals and for the...
Planning to purchase an office building, warehouse, manufacturing facility, retail store, restaurant or other commercial property? The following checklist suggests the kinds of information you will...
“Just Do It” is Not a Game Plan: Why Your Defense Counsel Needs a Theme as Well as a Theory.
May 30, 2013For the last 25 years Nike’s iconic tagline, “Just do it”, has been a call to action. For the competitive athlete, that means striving to reach the next level; for the rest of us,...
It has now been over six months since Superstorm Sandy ripped through New Jersey. But the state’s businesses and their insurers continue to grapple with coverage issues.
Bank Statements: Who Bears The Risk Of Non-Receipt?
May 30, 2013Section 4-406(c) of the Uniform Commercial Code speaks to the customer’s duty to notify its bank of any items that contain unauthorized signatures or alterations (e.g. forged checks) in a timely...
Having Your Cake and Eating it Too? No, Not Where the Insurance Policy is Obtained by Fraud
May 21, 2013From time to time, the argument has been made that allowing insurers to retain premiums where policies have been rescinded might deter attempts to procure insurance policies by fraud. If the risk of...
In a case recently decided in the Law Division, F&M obtained summary judgment for its client, a national bank, resulting in the dismissal of claims by a customer for allegedly unauthorized banking...
Governor Christie has now signed into law a bill that requires insurers to supply a one-page summary of homeowner's policies explaining “notable coverages and exclusions under the...
BPO, CMA - - a Rose by Any Other Name?
May 7, 2013One of the more contentious issues in the New Jersey real estate community is one that has pitted licensed appraisers against real estate brokers. It involves the preparation by brokers of...
Bill would allow private right of action against insurers for violation of New Jersey Insurance Trade Practices Act
April 29, 2013New Jersey has a well-earned reputation for being a state friendly to insurance policyholders. When it comes to bad faith claims against carriers, however, New Jersey has historically taken a moderate...